24/7 Billing
Engineering a High-Compliance Payment Ecosystem & Mobile POS Terminal
A secure, Stripe-powered fintech platform enabling solo entrepreneurs and SMBs to process global payments with enterprise-grade security.
Turning any smartphone into a secure payment terminal.
/ Project Overview
Democratizing Financial Services for Small Businesses
The 24/7 Billing platform was engineered to democratize financial services for small businesses and sole traders. Axiom developed a full-cycle ecosystem—including web and mobile applications—that transforms any smartphone into a secure, portable Point-of-Sale (POS) terminal.
Our focus was on creating a transparent, friction-less payment flow that bypasses the rigid barriers of traditional banking.
Accepted Payments
Enterprise-Grade Payment Processing
/ The Challenge
Compliance & Complex Orchestration
The primary engineering challenge was building a system that complies with stringent financial regulations of various jurisdictions while maintaining a simple user experience.
Stripe Orchestration
Complex webhooks and controller layers for automated payouts, refunds, and real-time data sync
KYC & Verification
Rigorous Know Your Customer process required by Stripe and financial regulators
Global Compliance
Meeting legal requirements across jurisdictions without limiting speed-of-payment
Stripe Webhook Orchestration
Advanced Server-Side Logic
Not just a "payment button" — deep server-side orchestration for enterprise-grade reliability.
/ Axiom's Engineering Solutions
How We Built It
Advanced Stripe Gateway Integration
We engineered a custom "Shell" architecture around the Stripe API. Our backend team developed a sophisticated controller layer to handle asynchronous events (webhooks) such as payment updates, automated payout generation, and complex payback logic.
Hybrid Mobile Performance (React Native)
To ensure speed-to-market without sacrificing quality, we utilized React Native. We integrated native modules for Touch ID / Face ID and CameraX to allow users to scan physical cards, instantly populating payment data with high accuracy.
Robust Backend Architecture (Laravel & Docker)
Using an MVC structure, we built a scalable backend designed for future functional expansion. The entire environment was containerized using Docker, ensuring consistency across development, staging, and production.
Multi-Factor Security (2FA)
To protect every transaction, we implemented a custom Two-Factor Authentication system using SMS and QR-code verification, providing an extra layer of defense against unauthorized access.
/ Key Features Engineered
Core Platform Capabilities
Real-Time Transaction Dashboard
Custom data visualization using MPAndroidChart and MpiosChart to track cash flows and account balances.
Enterprise Admin Panel
A comprehensive web-based management system for platform administrators to oversee the entire billing ecosystem.
Mobile POS Terminal
A "smartphone-first" approach allowing businesses to accept Visa, Mastercard, Apple Pay, and Google Pay anywhere.
/ Tech Stack & Infrastructure
Built for Security & Scale
Frontend
- React.js
- Material UI
- Animations
- Responsiveness
Mobile
- React Native
- Swift
- Kotlin
- Biometric API
Backend
- Laravel
- MySQL
- Docker Compose
Integrations
- Stripe API (Advanced)
- SMS Gateways
- CameraX
/ The Result
A Market-Ready Fintech Asset
Axiom delivered an intuitive, highly secure application that has become a vital tool for the Australian SMB market.
Full-Cycle Delivery: From initial UX strategy to final deployment and store submission.
High Demand: The app effectively solved the banking access gap for solo entrepreneurs, seeing rapid adoption post-launch.
Uncompromising Security: Zero-vulnerability launch with a stable architecture capable of handling high volumes of sensitive financial data.
